AI for Business - Where to Start? A Guide for Decision-Makers

Questions you have in mind before implementing AI anyway: what's the difference between tools, how much does it cost, what can go wrong, and where to start without burning through your budget. Answers in the style of „What does the client want to know?” – directly, with tables, and without empty promises.

This text is written as Marcus Sheridan advises in the book „They Ask, You Answer” – first, the questions you already have in mind, then concrete answers. Without hiding drawbacks and without making empty promises.

If you are looking for answers to any of the following questions, you've come to the right place:

  • What exactly is this „AI” since everyone is using the word too much?
  • How do ChatGPT, Claude, and Copilot differ – and which one to choose for your team?
  • What is the cost per year – not „from,” but the order of magnitude?
  • What could go wrong (hallucinations, data, lack of source attribution)?
  • Where to start so as not to burn through the budget at the beginning?

Below you will find it directly – with examples from service compaNos and offices.


What is artificial intelligence – really, not marketing hype?

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Artificial intelligence (AI) This is a broad concept: programs that imitate elements of human „intelligence” – they recognize patterns, understand text, and support decisions. It’s as broad as the word „vehicle,” encompassing both a bicycle and an airplane.

The problem is that today you see the inscription „with AI” on a washing machine, in spam filters, and in ChatGPT. It's fundamentally different Technology. This make a sensible comparison of implementation offers, you need to know hierarchy of concepts.

Hierarchy: AI → Machine Learning → Deep Learning → Large Language Models

Imagine it like a matryoshka doll – each subsequent level is a subset of the previous one:

Artificial Intelligence (AI)
└── Machine Learning (ML)
    └── Deep learning
        └── Large Language Models (LLM)
            └── ChatGPT, Claude, Gemini…

AI – broadest Categories: from simple rules to complex models. The term has been in use since the 1950s.

Machine Learning (ML) – systems that they learn from data, instead of having every rule written by hand. For example, the model analyzes thousands of transactions and detects fraud patterns on its own – no one explicitly told it: „if the amount > 10,000, it's fraud.”.

Deep learning – a subset of ML based on neural networks. This is where facial recognition, translations, and carnomous assistance, among other things, come from.

Large Language Models – models trained on huge amount of text. They understand natural language, write, summarize, and help analyze documents. Large Language Models are behind ChatGPT, Claude, and Gemini.

Why does this matter when talking to a supplier?

Because when someone says, „we will implement AI in your company,” you have the right to clarify: what / which AI. Invoice scan recognition is often classic ML. A chatbot for customer questions - Large Language Model. Demand forecasting - usually ML, not chat. Each variant represents a different budget, time, and risk.

This article focuses on Large Language Model, as they are the loudest in the context of „AI for business” and offices (law compaNoss, consulting, HR, finance).


What are ChatGPT, Claude, Gemini, and Copilot?

It's commercial products built on language models. They differ in company, model, and ecosystem.

Product Company Model (example) Why will you find him
ChatGPT OpenAI GPT-4o, o1 Widest recognition, fast start
Claude Anthropic Claude 4 Long documents, strong emphasis on security
Gemini Google Gemini 2.5 Integration with Google Workspace
Copilot Microsoft among others GPT-4o Built into Word, Excel, Outlook, Teams
Llama Meta Llama 3 Open source – self-hosting capability

Analogy Large Language Model is an engine; ChatGPT, Claude, or Gemini are cars of various brands - they all drive, but they have different handling, different prices, and different equipment.

What's the difference in practice (honestly)?

Feature ChatGPT Claude Gemini Copilot
Document analysis Good Very good (long files) Good Very good (in Office)
Writing texts Very good Very good Good Good
Less „making things up out of thin air.” Good Very good Average Good
Integration with work Weaker Weaker Google Workspace Microsoft 365
Price (business, order of magnitude) ~$20–30/person/month. ~20–25 EUR/person/month. ~$20–30/person/month. ~25–30 EUR/person/month.

There is no single „best.” It depends on, What is the team working on i what questions must it ask the tool most often.


Glossary – so you know what is being discussed in the agreement

Prompt

Prompt = what you input into the model – question, command, context. The quality of the response depends on the quality of the prompt: the clearer the goal, the fewer corrections.

Token

A token is a billing unit. – text excerpt (often ~1-2 tokens per word). You pay for tokens – longer questions, longer answers, large files = higher bill. A single conversation is usually hundreds to thousands of tokens; analyzing a thick PDF can reach tens of thousands.

Hallucination

Hallucination = the model „makes up” facts that are not there. It sounds credible, looks professional – and is untrue. For example, it provides a ruling citation that doesn't exist in databases. The model doesn't „lie” like a human – generates statistically probable text, not necessarily true. In law, medicine, and finance there is always human verification.

SaaS

Software as a Service – you pay a subscription, you log in through a browser or an app. ChatGPT Teams or Microsoft 365 are SaaS. The opposite is on-premise – your software on your server.

RAG (Retrieval-Augmented Generation)

RAG = the model first searches your documents, then answers based on that, with the ability to point to sources. This is a typical path when the question is „does the model know ours agreements, not just the internet from 2023?”.

AI agent

An agent is not just a chat response, but a chain of actions – e.g., find a contract, calculate interest, prepare a letter template, prepare a file. The difference is like between a call center and an assistant who actually gets things done.


Three ways to implement AI in a company (from the simplest)

Path 1: Ready-made tools (SaaS)

What it consists of: You buy licenses and you start. Without an implementation plan and without a development team „underneath.”.

Tool What are you doing with him at work Government price How to start
ChatGPT Teams Questions, pasting parts of documents, writing ~25–30 EUR/person/month. openai.com
Microsoft Copilot Help with Word, Excel, Outlook, Teams ~25–30 EUR/person/month. Microsoft 365 Licenses
ClaudePro Long documents, analysis ~20–25 EUR/person/month. claude.ai
Google Gemini Gmail, Docs, Sheets ~20–25 EUR/person/month. Google Workspace

Example: you paste a contract excerpt and ask: „List the penalty clauses in bullet points.” You get a draft response in a few dozen seconds.

Pros: Start immediately, low barrier to entry, predictable monthly cost.

The downsides (let's be blunt): model doesn't know the entire archive – you only get what you paste. Lack of a central database for „all our documents” with annotations. The data still goes to the provider's cloud (in business plans usually are not used for training model – but you must have this in the contract / DPA).

For whom: small teams, first few months, learning to work with Large Language Models, simple text tasks, and single file analysis.

From the perspective of „what the customer wants to know”: before you tell the client „we have AI”, establish internally, What questions does the team ask most often? And is chat enough? It's the Same mechanism that underlies good digital bidding and calculationsorganized answers to frequently asked questions, instead of chaos in emails.


Road 2: AI in Company Documents (RAG)

What it consists of: The system is indexing your files and responding. based on it, with references to source excerpts.

Example question: „What penalty clauses do we have in our agreements with client ABC?”

Example Response (Schema):

„In the agreement dated 01/15/2024, the penalty is 10% of the order value [1]. In the addendum dated March 2024, it was raised to 15% [2].”
[1] Contract_ABC_2024.pdf, p. 8
[2] Annex_ABC_03_2024.pdf, p. 2

Difference from Road 1: You don't have to remember, in which file It was „that sentence about penalties” – the system searches the repository. You can also separate access (roles, document „areas”).

Way What is it Cost (order of magnitude) Time For whom
Platform (e.g., Azure AI Studio, AWS Bedrock) Configuring a ready-made service for your data 1,000–5,000 EUR start + 100–500 EUR/month. 1–4 wks. IT company
Custom system Application aligned with your processes and security policy 15,000–60,000+ EUR + 500–2,000 EUR/month. 6–16 weeks. Confidential data, multiple roles, audit

Pros: „from your documents” answers, footnotes, knowledge scaling with archives.

Cons: Cost and time, quality = quality of input documents, errors still possible – verification remains.

For whom: larger teams, many contracts/procedures, regulated industries.


Path 3: AI Agents (Multi-step Automation)

What it consists of: one command runs sequence - searching for contracts, calculating interest, selecting a template, generating a DOCX file, etc.

Difference vs RAG: RAG mainly responds. Agent executes a chain of tasks On your behalf (within the limits you define).

Pros: Time savings on repetitive spricerios.

Cons: highest cost and complexity, an agent error can have greater consequences than a chat error itself – it must be clearly defined, What is he not allowed to do.

For whom: usually step after RAG, not the first day with AI.

Here the subject intersects process At the company: if sales or customer service still rely on „manually pushing” tasks, the agent alone can't fix much. It's worth looking at it like a B2B sales process bottlenecks – First, order in the workflow, then carmation.


Comparison Table – Three Roads Side-by-Side

Feature Ready-made tools RAG AI Agency
Knows company documents No (only what you paste) Yes (repository) Yes
Indicates sources No Yes Yes
Performs multi-step actions No No Yes
Access control Limited Yes (role, areas) Yes
Data security „Cloud standard” To configure To configure
Startup cost 0 EUR (excluding licenses) 1,000–60,000+ EUR Ok. 30,000–80,000+ EUR
Monthly cost per person (approximate) $20–30 10-70 EUR* 20–100 EUR
Time to launch 1 day 1–16 weeks 3–6 months
Complexity Low Average Tall

It depends on the number of users and the volume of requests.


Which path to choose – without planning three years in advance

Most organizations sensibly go like this:

Stage 1: Ready-made tools (from now on)

  • Licenses for the team (ChatGPT Teams or Copilot – depending on the Office/Google ecosystem).
  • Observation: What do people actually use AI for? What are they missing?
  • Cost: Government $20–30/person/month. Start: one day.

This is exactly the logsc small, verifiable step before you make a big purchase – similar to the approach MVP in IT projects: First you test the hypothesis at a low cost, then you scale.

Stage 2: RAG (when the signal appears)

It's indicated by a sentence in the style of: „Cool, but it's a shame it doesn't search all our contracts.”
Then: one department, one document area, Pilot program, then full implementation.

Stage 3: Agents (optional, later)

When you hear: „I want to get ready-made documents with numbers from our systems with one click.” – that's already a topic for agents, often on the foundation of RAG.

You don't have to plan all the stages in advance. Start with Stage 1 – you will see real needs within weeks, not years.


How much does this cost? Estimate for 12 months (company of ~10 people)

Solution What do you get Year 1 (Respect) 2+ year
ChatGPT Teams Chat, work on individual documents ~3,000 EUR ~3,000 EUR
Copilot M365 AI in Microsoft Office ~3,500 EUR ~3,500 EUR
RAG (platform) Document index, footnotes 5,000–15,000 EUR 2,000–8,000 EUR
RAG (custom) As above + roles, audit, full control 25,000–80,000+ EUR 6,000–25,000 EUR
RAG + agent Document generation in process 40,000–120,000+ EUR 8,000–30,000 EUR

Sheridan-style question: how many hours per week does the team wasting time searching for answers in old emails and files? Multiply by the hourly labor cost. If it's more than the tool maintenance cost, you have a business argument, not an „AI trend.”.


Ten Questions for an AI Implementation Provider (to Differentiate Marketing from Substance)

If you are having conversations with implementation partners, ask them directly:

  1. Where is my data physically processed? Good answer: specific region, e.g. EU / Frankfurt – not „somewhere in the cloud”.
  2. Will the data be used for model training? Good answer: No, plus the agreement/DPA.
  3. What if the model provides incorrect information? Good answer: sources, logs, verification procedure – not „it doesn't happen.”
  4. What does access control look like? (Role, areas, possibly audit.)
  5. What model do you use, and why that particular one?
  6. Will you do a PoC on our documents? (Under a closed NDA.)
  7. What does the output from you look like – data export, formats?
  8. What is the fixed cost after implementation – a number, not just „it depends”?
  9. Who maintains the system after launch - SLA, contact, escalations?
  10. Can we start with a small scope and expand? (Yes = healthy approach; „only the full package right away” = red flag.)

Summary - what to choose if you don't want to get lost

If... Consider...
Want to start quickly and cheaply ChatGPT Teams or Copilot (€20–30/user/month)
Do you want the model to „know your” agreements and procedures RAG – dedicated platform or solution
You have high requirements for confidentiality and auditing. Custom RAG + policy-compliant hosting (e.g., EU)
Do you want to carmatically assemble documents in the process RAG + agent – usually a later stage
You don't know what you need yet Phase 1 + observation for 4–8 weeks

Technology is mature enough that The question is not „if”, only „Where to start to avoid overpaying and exposing the company to incorrect answers without control”.


And what about the end customer who wants the answer themselves?

Some questions – pricing, configuration, option availability – He doesn't have to go to the salesman.. Well designed online configurators and presentations or a coherent catalog with offer logsc do the Same as a good article: respond early, before someone goes to the competition.


Would you like to find a path that fits your company? Write or schedule a call – we'll go through your situation without technical jargon and without imposing ready-made solutions.

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